Protect Your Family, Preserve Your Wealth, and Plan Your Legacy
Estate planning is more than a will. It includes beneficiaries, powers of attorney, tax considerations, insurance, wealth transfer, and the legacy you want to leave behind.
Review My Estate Plan → Explore Estate Topics ↓Estate Planning Helps Reduce Confusion, Costs, and Family Stress
A clear estate and legacy plan can help protect loved ones, keep documents aligned, reduce unnecessary delays, and ensure your wishes are understood.
Will & Estate Documents
Ensure your wishes are clearly documented and reviewed as your family, assets, and goals change.
Beneficiary Review
Review RRSP, RRIF, TFSA, pension, insurance, and investment beneficiaries to keep them aligned with your intentions.
Powers of Attorney
Protect financial and healthcare decision-making if illness, injury, or incapacity occurs.
Tax Efficiency
Coordinate registered accounts, non-registered investments, insurance, and estate goals to help reduce unnecessary tax exposure.
Insurance Strategies
Life insurance can help provide liquidity, family protection, business continuity, and final expense funding.
Legacy & Charitable Giving
Create a meaningful plan for family, causes, community, and the values you want to pass forward.
Discuss Legacy Goals →Key Items to Review
These items often determine whether an estate plan is organized, outdated, or vulnerable to avoidable problems.
Common Estate Planning Gaps
Can create delays, uncertainty, and added family stress.
Old beneficiary designations may no longer reflect your wishes.
Registered assets and capital gains can create tax issues at death.
Unclear planning can create confusion among beneficiaries.
Business owners may need continuity and liquidity planning.
Lack of liquidity can make estate settlement harder for loved ones.
Estate & Legacy Planning Pathway
Collect wills, POAs, insurance, account statements, and beneficiary records.
Check RRSP, RRIF, TFSA, pension, and insurance beneficiary designations.
Review potential tax exposure on registered assets, investments, and property.
Determine whether insurance can help provide liquidity or family protection.
Clarify your intentions with family and professional advisors where appropriate.
Align family, charitable, tax, and wealth transfer goals.
Common Questions
Do I need a will?
A will helps document your wishes and may reduce confusion for your family. Legal advice should be obtained for proper estate documents.
What is a Power of Attorney?
A Power of Attorney allows someone you choose to make financial or personal care decisions if you cannot act for yourself.
Should I review TFSA, RRSP, RRIF, and insurance beneficiaries?
Yes. Beneficiary designations should be reviewed after major life changes and coordinated with your overall estate plan.
Can life insurance help with estate planning?
Life insurance may help provide liquidity, pay final expenses, support beneficiaries, or fund tax and estate obligations.
Ready to Review Your Estate Plan?
Estate planning is not just for retirees or high-net-worth families. A review can help ensure your wishes are documented, beneficiaries are aligned, and potential risks are identified before they become problems.
Book My Estate Planning Review → Explore Financial Checkpoint →Educational information only. Legal, tax, and estate recommendations should be reviewed with qualified professionals.
Estate Planning Essentials Premium V2.0
Review the essential building blocks of an estate plan, including wills, powers of attorney, beneficiaries, ownership, liquidity, taxes, business succession, charitable wishes, and family communication.
Estate Planning Inputs
Enter the high-level estate information and score each planning area from 1 to 5.
Start With Your Financial Wellness Snapshot
Answer a few focused questions and receive an educational snapshot of your financial readiness across protection, retirement, investments, cash flow, estate planning and tax planning.
- ✓ Personalized score
- ✓ Suggested focus areas
- ✓ Confidential and educational
- ✓ No obligation
Your Financial Starting Point
Complete the assessment in just a few minutes.
Start My Wellness CheckSee Your Financial Future Before You Retire
Retirement planning is about more than reaching a savings target. Explore the kinds of personalized projections that can bring your retirement income, investments, taxes, CPP, OAS, real estate, insurance and estate objectives together in one coordinated picture.
Start on This Page
Discover how coordinated financial planning can help bring greater clarity to your retirement decisions.
Explore Retirement Projections
See examples of the income, taxation, cash-flow, net-worth and estate projections that may be considered.
Visit the Financial Planning Centre
Learn how retirement planning fits within a broader, coordinated financial strategy.
Begin With a Clarity Session
Discuss your goals, questions and priorities during a no-obligation 15-Minute Clarity Session.
A personalized 60-minute planning conversation to review your goals, identify opportunities, and build a clearer roadmap for your financial future.
Why Choose a Strategy Session?
Go beyond quick answers. Get a comprehensive conversation focused on your life, your goals, and your next steps.
Holistic Perspective
We look at your full financial picture, not just one piece.
Identify Opportunities
Uncover gaps, risks, and planning opportunities you may be missing.
Personalized Strategy
Receive guidance tailored to your unique situation and priorities.
Confident Decisions
Make informed choices with clarity and support you can trust.
What We’ll Cover
Every session is personalized, but here are common areas we may address.
Ready to Build Your Roadmap?
Select a convenient time to schedule your 60-minute strategic planning session.
Comprehensive • Confidential • Personalized
No obligation. Just clarity.
Frequently Asked Questions
💬 What is a Strategy Session?
It is a focused 60-minute conversation to review your goals, current situation, and planning opportunities.
👤 Who is this session for?
It is ideal for individuals, families, professionals, retirees, and business owners who want a deeper planning conversation.
📌 Is there a cost?
This can be used as an introductory strategic planning conversation. You can decide next steps after the session.
📝 How should I prepare?
Bring your questions, goals, concerns, and any key financial details you would like to discuss.
What Happens Next?
A simple, guided process from start to finish.
Schedule
Choose a time that works best for you.
Consultation
Meet for a focused 60-minute strategy session.
Strategy Plan
Receive personalized direction and recommendations.
Take Action
Move forward at your pace with support.
Ready to Start?
Take the first step toward a clearer financial future. No obligation — just thoughtful advice tailored to you.
Protect • Grow • Preserve
Guiding Your Financial Journey with Trust & Clarity.
What Could Your Savings Provide in Retirement?
Explore how your current savings, ongoing contributions, investment return and retirement timeline may shape your future portfolio and potential retirement income.
- ✓ Project your future savings
- ✓ Estimate retirement income
- ✓ Compare inflation-adjusted values
Gain confidence before making
your next financial decision.
Whether you’re planning for retirement, investing for the future, protecting your family, or simply looking for greater financial clarity, every successful plan begins with one conversation.
Choose how you’d like to get started:
Choose Your Planning Journey
Select the planning area that best matches your current needs and begin with a focused, confidential assessment.
Every form is interactive, confidential, and followed by a personalized review from Green Mountain Financial Services Inc.
Partners & Carriers We Work With
Independent access to multiple leading insurers across Canada.
Visit Assumption Life
Visit Foresters Financial
Visit Humania Assurance
Visit Canada Protection Plan
Visit Industrial Alliance
Visit Sun Life Financial
Visit Desjardins Financial Security
Visit Canada Life
Visit Empire Life
Visit RBC Insurance
Visit Equitable Life of Canada
Visit Manulife Financial
Visit Beneva Insurance
Visit Green Shield Canada
Visit Assumption Life
Visit Foresters Financial
Visit Humania Assurance
Visit Canada Protection Plan
Visit Industrial Alliance
Visit Sun Life Financial
Visit Desjardins Financial Security
Visit Canada Life
Visit Empire Life
Visit RBC Insurance
Visit Equitable Life of Canada
Visit Manulife Financial
Visit Beneva Insurance
Visit Green Shield Canada