Future Value & Retirement Income Planner
Estimate how your savings could grow over time and explore the income your portfolio may generate in retirement.
Personal & Planning Inputs
Planning HorizonSavings Inputs
AccumulationGrowth & Inflation Assumptions
Projection RatesRetirement Income Assumptions
Income PlanningProjection Snapshot
Review your accumulation outlook, inflation-adjusted purchasing power, and the potential income your portfolio may help support in retirement.
Growth Trajectory
Retirement Income View
Based on your current savings and contribution plan, your portfolio could grow meaningfully over time. Update the assumptions to explore how different return and income settings may affect your retirement outlook.
Scenario Comparison
Assumptions & Important Planning Notes
These projections are hypothetical illustrations only and are not guarantees of future performance.
Investment returns may vary significantly over time, and inflation can reduce future purchasing power.
Estimated retirement income depends on future market returns, sequence of returns, fees, taxes, spending changes, and your withdrawal strategy.
This calculator is intended for educational and planning purposes and should not replace personalized financial advice.
Want a personalized retirement and investment strategy?
Book a consultation to review your savings, retirement goals, income needs, and the planning opportunities that may help keep your long-term strategy aligned.
Review Your Investment Growth Projection
This investment calculator is designed to help you estimate how your savings, contributions, and expected rate of return may grow over time. Your actual results may vary depending on market performance, fees, taxation, contribution habits, and investment suitability.
Why review your results with a financial planner?
A projection is only the starting point. A personalized review can help you understand whether your investment strategy aligns with your goals, retirement timeline, risk tolerance, and overall financial plan.
- Clarify your investment goal and time horizon
- Review contribution strategy and expected growth
- Discuss RRSP, TFSA, non-registered, or corporate investment options
- Identify gaps between your projection and your target outcome
Request a Review of Your Investment Results
Share your basic information below and we’ll help you review your investment projection.
Investment Calculator FAQ
Is this calculator financial advice?
No. This calculator is a general educational tool. A personalized recommendation requires a review of your goals, risk profile, investment timeline, tax situation, and suitability.
Can this calculator help with retirement planning?
Yes. It can help estimate potential investment growth over time, but retirement planning should also consider income needs, inflation, taxation, government benefits, and withdrawal strategy.
Can I use this for RRSP or TFSA planning?
Yes. The calculator can support general RRSP, TFSA, and long-term savings discussions, but contribution room, tax impact, and account selection should be reviewed individually.
Investment Projection Summary
Complete a valid calculation to create the report.
This projection is for general educational purposes only and is not financial, investment, tax, or legal advice. Actual results may vary.
Projection Report
Madhu Shukla CFP®, EPC
Planning Assumptions Snapshot
Your Retirement & Wealth Projection
Your projection summary will update automatically after completing the calculator assumptions.
Wealth Accumulation Snapshot
Planning Insights
Complete your projection to generate personalized planning insights.
Scenario Comparison
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Planning Assumptions Snapshot
Your Retirement & Wealth Projection
Complete your projection to generate personalized planning insights.