Protect • Grow • Preserve
Your whole life.
One connected plan.
Your financial decisions are connected. Your planning should be too. Bring protection, investments, retirement and legacy into one clear conversation.
8 questions • About 3 minutes • No contact details required
The centre of your plan
Your life. Your goals.Your family, your priorities
and the future you want to build.
See the whole picture
Eight areas. One financial life.
A decision in one area can affect several others. Explore each area, then use the assessment to decide where your next conversation could begin.
Cash flow & debt
Build a dependable foundation.
Spending, borrowing, emergency reserves and near-term needs.
A useful starting point
Gather your monthly income, essential spending, debt balances and available cash. Identify one cash-flow priority.
Insurance & protection
Protect the people and plans that matter.
Life, disability, critical illness, health coverage and workplace benefits.
A useful starting point
Collect your policies and workplace benefit summaries. Note dependants, debts and income that would need protection.
Investment planning
Give every investment a purpose.
Goals, time horizons, risk, diversification, costs and liquidity.
A useful starting point
List your accounts, investment costs and goals. Flag money you may need soon for a suitability discussion.
Retirement planning
Connect today’s decisions to tomorrow’s income.
Retirement timing, pensions, government benefits and withdrawal planning.
A useful starting point
Gather pension estimates, registered account balances and a retirement spending outline for a coordinated projection.
Tax coordination
Look at the whole after-tax picture.
Account choices, contribution and withdrawal timing, and accountant coordination.
A useful starting point
Prepare your latest tax return and notices of assessment. Discuss account choices and timing with your planner and tax professional.
Estate & legacy
Make your intentions easier to carry out.
Wills, powers of attorney, beneficiary designations, estate liquidity and giving.
A useful starting point
Locate your estate documents and beneficiary records. Ask your lawyer and planner to review changes, responsibilities and funding needs.
Family & life transitions
Plan for the people who depend on you.
Education, caregiving, housing changes, separation and loss of a loved one.
A useful starting point
List upcoming family commitments, expected costs and who needs to be involved in the planning conversation.
Business & succession
Connect your business and personal future.
Business reserves, employee benefits, owner protection and succession.
A useful starting point
Gather business cash commitments, benefit details and ownership agreements. Arrange a coordinated review with your professional team.
Your planning checkpoint
Where could a little clarity help?
Answer based on what you know today. “Not sure” is a useful starting point. Skip areas that do not apply to you.
From insight to action
A clear next step, at your pace.
Start with your life
Clarify what matters, what is changing and where you need more confidence.
Review the moving parts
Consider how protection, cash flow, investments and future income work together.
Agree on practical priorities
Build a manageable action list and coordinate with your accountant or lawyer when appropriate.
Green Mountain Financial Services Inc.
Let’s put your plan in perspective.
Madhu Shukla, CFP®, EPC
Guiding Your Financial Journey with Trust & Clarity.
A few helpful answers
Is this a full financial plan?
No. This is a brief self-reflection tool that identifies topics for discussion. It does not assess financial adequacy, investment suitability or your legal and tax position.
Do I need to address everything at once?
No. Start with the areas you have identified as needing attention. A planning conversation can help determine which matters are most time-sensitive.
What should I bring to a planning conversation?
Your goals and questions are enough to start. For a detailed review, gather relevant policy summaries, account statements, pension estimates, tax records and estate documents. Use an agreed secure channel for sensitive documents.
How are the assessment results ordered?
“Needs attention” appears first, followed by “Not sure,” then “Reviewed and current.” Areas marked “Not applicable” are excluded. Ties follow the order of the questions. These are self-reported discussion priorities, not a professional risk ranking.