Travel With Confidence — Protect Yourself Before You Go
Whether you're travelling outside Canada, visiting family, taking a vacation, or planning an extended stay, the right travel insurance can help protect you from unexpected medical costs, trip interruptions, and travel emergencies.
Medical Emergencies Abroad Can Be Expensive
Provincial health plans may cover only a limited portion of medical expenses outside Canada. A hospital visit, emergency surgery, ambulance, or medical evacuation can create significant out-of-pocket costs.
Emergency Medical Coverage
Helps cover eligible emergency medical expenses while travelling outside your province or outside Canada.
Trip Cancellation & Interruption
May help reimburse prepaid travel costs if an eligible unexpected event forces you to cancel or interrupt your trip.
Lost or Delayed Baggage
Coverage may help with eligible expenses if your baggage is lost, stolen, damaged, or delayed during travel.
Emergency Assistance
Access to emergency travel assistance services can help coordinate care, hospitals, transportation, and support.
Travel Protection for Different Needs
Travel insurance is not only for long international vacations. It can be important for short trips, family visits, business travel, snowbird travel, and visitors coming to Canada.
Families & Vacation Travellers
Coverage for unexpected illness, accidents, cancellations, delays, and travel interruptions.
Snowbirds & Extended Travellers
Longer trips may require careful review of trip length, stability periods, age, and medical conditions.
Visitors to Canada
Visitors, parents, grandparents, students, and temporary residents may need emergency medical coverage while in Canada.
Business Travellers
Frequent business travellers may benefit from annual multi-trip coverage rather than buying coverage one trip at a time.
Common Types of Travel Coverage
Single Trip Coverage
Designed for one specific trip with set departure and return dates.
Annual Multi-Trip Coverage
Useful for people who travel multiple times per year and want convenience.
Visitors to Canada Insurance
Emergency medical coverage for visitors, super visa applicants, students, and temporary residents.
Trip Cancellation Coverage
Helps protect prepaid, non-refundable travel costs from eligible unexpected events.
Before You Travel, Review the Details
Travel insurance should be reviewed carefully, especially if there are pre-existing medical conditions, recent medication changes, longer travel periods, older travellers, or high-value prepaid trips.
Travel Insurance — Before You Go
Watch our short video for key questions to consider before choosing travel coverage.
Watch & prepare • Travel insurance
Travel Insurance—Before You Go
Planning a trip? Visit our Travel Insurance page to watch the video, explore the travel checklist, and prepare questions about your coverage before departure.
Your Before-You-Go Checklist
Tick items as you prepare. Selections are temporary and are not submitted or saved.
This checklist helps prepare questions; coverage depends on your policy’s terms and eligibility.
Prepare for Your Coverage Review
Bring your travel dates, destinations, existing coverage details, and questions about medical information, policy conditions, and emergency assistance.
Continue Your Planning
Planning a trip? Use these resources to prepare your travel insurance questions before departure.
Next Step
Discuss your travel plans, existing coverage, and questions in a short conversation.
Book a Clarity CallContinue learning: Explore more videos and checklists.