How Long Could Your Retirement Savings Last?
Estimate how long your retirement portfolio may last based on age, savings, withdrawals, expected return, inflation, and taxes.
Calculator Inputs
Estimated Results
What This Calculator Helps You Understand
Estimate whether withdrawals may be too high, moderate, or sustainable.
See how expected returns may influence how long savings last.
Review the difference between gross withdrawals and after-tax income.
Understand the risk of outliving retirement savings.
Need a Personalized Retirement Income Strategy?
Retirement withdrawals should be coordinated with CPP, OAS, RRSPs, RRIFs, TFSAs, pensions, taxes, investments, and estate goals.
Review My Retirement Income → Back to Retirement HUB →Educational calculator only. Personalized recommendations require a review of your full financial situation.
What Could Your Savings Provide in Retirement?
Explore how your current savings, ongoing contributions, investment return and retirement timeline may shape your future portfolio and potential retirement income.
- ✓ Project your future savings
- ✓ Estimate retirement income
- ✓ Compare inflation-adjusted values
Know Where You Stand Before You Retire
Estimate your CPP, OAS, GIS, retirement income, and potential income gap in just a few minutes. Receive a personalized Retirement Readiness Score with practical next steps to help you retire with confidence.
Start My Retirement Income Estimate →