GMGREEN MOUNTAIN FINANCIAL SERVICES INC.
PROTECT. GROW. PRESERVE.
◈ Private · In-browser calculationsPROTECT. GROW. PRESERVE.
FINANCIAL PLANNING TOOLKIT
Personal Cash Flow
& Budget Statement
Understand what comes in, where it goes, and how much remains for your goals. Designed for Canadian individuals and households.
Statement view
Summary period
Individual displays Person A only. Household includes Person A, Person B, and joint items. Enter amounts with their actual payment frequency; the calculator normalizes them for comparison.
How to enter income: Use after-tax take-home pay for wages and other income amounts available to spend. Do not also deduct payroll tax or payroll benefits in expenses. Record only additional tax payments you pay from these amounts. Savings and debt payments are shown separately from living expenses.
Income monthly$0
Living expenses monthly$0
Savings + debt payments$0
Remaining cash flow$0
01 / Income
After-tax amounts available to spend (CAD)02 / Living expenses
Essential and discretionary spending (CAD)03 / Debt payments
Full payments, including interest and principal04 / Savings & investing
Transfers from available take-home income○
Financial Snapshot · Needs Review
Enter figures, review the budget, then mark the snapshot completed.
Statement as of—
View / periodIndividual / Monthly
Income / outflows$0 / $0
Remaining$0
Completion means entries were reviewed by the person using the tool; it does not independently verify financial information. Completion status is not sent to GMFSI.