Is Your Portfolio Still Aligned with Your Goals?
Review diversification, risk level, account structure, concentration, fees, tax efficiency, and whether your investments still match your financial plan.
Request Portfolio Review → View Assessment Areas ↓← Back to the Investment Strategy Centre
What Should Be Reviewed?
A portfolio assessment helps determine whether your investments are properly coordinated with your goals, time horizon, tax situation, and risk tolerance.
Asset Allocation
Review the mix of equities, fixed income, cash, and other investments relative to your goals and risk level.
Diversification
Identify over-concentration in one fund, company, sector, region, or investment style.
Risk Alignment
Assess whether the portfolio is too conservative, too aggressive, or appropriate for your situation.
Tax Efficiency
Review how RRSPs, TFSAs, non-registered accounts, and corporate investments are being used together.
Costs & Fees
Understand investment costs, product structure, advice fees, and whether value is being delivered.
Need a Second Opinion?
Bring your existing statements and review whether your portfolio is aligned with your goals.
Request Review →Portfolio Assessment Checklist
Ready for a Portfolio Second Opinion?
A portfolio review can help identify unnecessary risk, missed opportunities, overlap, concentration, and whether your investments are still aligned with your long-term plan.
Request My Portfolio Review → Back to Investment Centre →Educational information only. Personalized recommendations require a review of your full financial situation.
Stocks, Bonds and Cash Explained
What role does each part of your portfolio play? Watch this video, then consider how your investment mix fits your goals, income needs and time horizon.
Review Your Investment Mix
- How much do I hold in stocks, bonds and cash, including through funds?
- What purpose does each holding serve?
- When will I need money from this portfolio?
- How would a decline affect my spending plans?
- Has my investment mix changed since my last review?
From Information to Action
Use the assessment resources on this page to organize your questions. Would a brief review of your portfolio mix be useful?
Contact GMFSI for a Portfolio ReviewGeneral educational information. An appropriate investment mix requires a review of your goals, holdings, risk tolerance, capacity for loss and financial circumstances.
Understanding Alpha and Beta
Seeing unfamiliar measures on an investment report? Watch this video, then use the questions below to prepare for a portfolio review.
Questions to Bring to Your Portfolio Review
- What does each measure tell me, and what does it leave out?
- Which benchmark and time period are being used?
- Are the figures calculated before or after fees?
- Am I comparing investments with similar objectives?
- How do these figures relate to my goals, time horizon and capacity for loss?
From Information to Action
Bring your investment statements and questions about performance, risk and costs. Would a brief portfolio review be useful?
Contact GMFSI for a Portfolio ReviewGeneral educational information. The assessment tools on this page do not calculate alpha or beta. Personalized recommendations require a review of your holdings and financial circumstances.
Portfolio Assessment Premium V2.0
Evaluate portfolio alignment across asset allocation, diversification, risk, fees, tax efficiency, account structure, performance monitoring, and planning coordination.
Portfolio Review Inputs
Score each area from 1 (needs attention) to 5 (strongly aligned).
Investment strategy
See where you are.
Choose where to go.
Enter the dollar value of what you own today. The tool converts those holdings into percentages automatically, so you can compare them with a recommended target.
Today
Current Portfolio
Recommended
Target Portfolio
Simple guide
Four steps. One clear comparison.
Enter current values
Type the current dollar value for each asset category. Enter zero when the client does not own that category.
Review the percentages
The current portfolio total and percentage allocation are calculated automatically as you type.
Set the target
Enter the recommended percentage for each category. The target should add up to exactly 100%.
Compare the mix
Use the two charts to discuss how the proposed portfolio differs from the client’s current holdings.
Illustrative planning tool only. A recommendation should reflect the client’s objectives, time horizon, risk tolerance, and circumstances.
Reference portfolios
Four model portfolios.
Illustrative reference points—not automatic recommendations.
Preserve
Conservative
Stabilize
Balanced
Accelerate
Advanced
Maximize
Aggressive
Model portfolios are provided for comparison and education. Confirm suitability before using any allocation as a recommendation.
Pension & Workplace Retirement Planning
Your workplace pension and employer-sponsored savings plans may form an important part of your retirement income. Understand your options, benefits, contribution opportunities, and the decisions that may arise as retirement approaches.
What Could Your Savings Provide in Retirement?
Explore how your current savings, ongoing contributions, investment return and retirement timeline may shape your future portfolio and potential retirement income.
- ✓ Project your future savings
- ✓ Estimate retirement income
- ✓ Compare inflation-adjusted values
Gain confidence before making
your next financial decision.
Whether you’re planning for retirement, investing for the future, protecting your family, or simply looking for greater financial clarity, every successful plan begins with one conversation.
Choose how you’d like to get started: