Everyday Health Coverage for Individuals, Families & Self-Employed Canadians
Health and dental insurance can help cover routine care, prescriptions, dental visits, vision care, paramedical services, and other eligible expenses not fully covered by provincial health plans.
Help Manage Routine and Unexpected Healthcare Costs
Provincial health plans do not cover everything. Private health and dental insurance can help reduce out-of-pocket costs and make it easier to access care when you need it.
Prescription Drugs
Helps cover eligible prescription medication costs depending on the plan selected.
Dental Care
Coverage may include exams, cleanings, fillings, extractions, and other eligible dental services.
Vision Care
May help with eye exams, prescription glasses, contact lenses, and eligible vision expenses.
Paramedical Services
Plans may include services such as physiotherapy, massage therapy, chiropractic care, psychology, and more.
Coverage for People Without Workplace Benefits
Health and dental coverage may be especially useful for individuals, families, retirees, contractors, self-employed professionals, and people transitioning away from employer benefits.
Individuals & Families
Helps manage regular healthcare, dental, prescription, and vision expenses.
Self-Employed Canadians
Useful for business owners, contractors, consultants, and incorporated professionals without employer plans.
Retirees & Pre-Retirees
Can help replace workplace benefits after retirement or during a transition period.
People Between Jobs
Provides temporary or ongoing protection when group benefits are no longer available.
What Should You Compare?
Coverage Limits
Review annual limits, maximums, deductibles, coinsurance, and eligible expenses.
Dental Levels
Compare basic, major restorative, orthodontic, recall frequency, and reimbursement levels.
Prescription Needs
Consider current medications, recurring prescriptions, and plan drug coverage rules.
Budget & Value
The right plan should balance monthly premium, expected usage, and protection from larger expenses.
Health & Dental Insurance Is About Practical Everyday Protection
The goal is to help reduce out-of-pocket costs, support preventive care, and make routine healthcare more manageable for you and your family.
Need Coverage Outside a Workplace Plan?
We can help you review your healthcare needs, prescription usage, dental priorities, family coverage requirements, and budget to identify suitable health and dental options.
What Could Your Savings Provide in Retirement?
Explore how your current savings, ongoing contributions, investment return and retirement timeline may shape your future portfolio and potential retirement income.
- ✓ Project your future savings
- ✓ Estimate retirement income
- ✓ Compare inflation-adjusted values
Adjust the assumptions to explore different retirement scenarios.
Gain confidence before making
your next financial decision.
Whether you’re planning for retirement, investing for the future, protecting your family, or simply looking for greater financial clarity, every successful plan begins with one conversation.
Choose how you’d like to get started:
Partners & Carriers We Work With
Independent access to multiple leading insurers across Canada.
Visit Assumption Life
Visit Foresters Financial
Visit Humania Assurance
Visit Canada Protection Plan
Visit Industrial Alliance
Visit Sun Life Financial
Visit Desjardins Financial Security
Visit Canada Life
Visit Empire Life
Visit RBC Insurance
Visit Equitable Life of Canada
Visit Manulife Financial
Visit Beneva Insurance
Visit Green Shield Canada
Visit Assumption Life
Visit Foresters Financial
Visit Humania Assurance
Visit Canada Protection Plan
Visit Industrial Alliance
Visit Sun Life Financial
Visit Desjardins Financial Security
Visit Canada Life
Visit Empire Life
Visit RBC Insurance
Visit Equitable Life of Canada
Visit Manulife Financial
Visit Beneva Insurance
Visit Green Shield Canada